Terms and Conditions
Last Updated: January 2026
Agreement to Terms
By accessing or using the Lurmado website (lurmado.com), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access the website.
Use of Website
You may use our website for lawful purposes only. You agree not to use the website in any way that violates any applicable laws or regulations, to impersonate any person or entity, to interfere with or disrupt the website or servers, or to attempt to gain unauthorized access to any portion of the website.
Educational Content
All content on this website is provided for educational and informational purposes only. The information does not constitute financial advice, investment recommendations, or any other form of professional advice. We do not provide financial services and are not registered as financial service providers.
Disclaimer of Warranties
The website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, Lurmado (Pty) Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the website.
Intellectual Property
All content on this website, including but not limited to text, graphics, logos, and images, is the property of Lurmado (Pty) Ltd and is protected by South African and international copyright laws.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of South Africa.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes acceptance of the new terms.
Contact Information
For any questions regarding these Terms and Conditions, please contact us at legal@lurmado.com or at our registered address: 123 Finance Street, Sandton, Johannesburg, 2196, South Africa.